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No one knows what the future has in store for them. Even if this is the case, we still need to be prepared financially for whatever things may happen to us in the future. If you splurge on a lot of unimportant things all the time, chances are you will find yourself [...]

Credit card debt is one of the easiest and most dangerous forms of debt to fall into. The credit card companies love sending out credit card offers to give people more credit. For example, the average American carries more than $8,000 in credit card debt and Americans paid $50 billion in finance charges [...]