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The Debt Snowball Effect was ‘created’ by Dave Ramsey, the debt specialist. The normal logical step to take to pay of credit card debt is to do the follow:
1.Order your debts from [...]

The Debt Snowball Effect was ‘created’ by Dave Ramsey, the debt specialist. The normal logical steps to take to pay of credit card or any debt are to do the follow:
1.List your debt from highest interest rate to lowest interest rate. 2.Allocate a certain amount of money to pay toward debts each month. 3.Pay [...]