Tired of getting to the end of the money before you get to the end of the month? Wish you were in control? If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to: - figure out how much you’ve actually been spending
- calculate how much you owe—and what it’s costing you
- build a budget that works
- maximize your debt repayments so you can be free of consumer debt in 3 years or less
- prepare for a rainy day so it doesn’t mean a major setback
- set goals for your new, debt-free life
Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gail’s plan, and start becoming debt-free forever. |
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Debt Reduction the Hard Way--The Budget!!!
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| Review Date: April 23, 2010 |
| Reviewer: D. Charles Drake, New Jersey, USA |
| As a TV viewer turned reader, I thoroughly enjoyed reading Gail's book. It showed me how to make percentages of the various categories of expenses and savings thereby allowing me to make a pie chart showing where the money is going. She uses a jar method for weekly expenditures, but you could also use envelopes. I found out my rent expense was within the percentage she allowed. I always thought I was paying way too much for this expense. I use a Vacation Club and Holiday Club. I am far behind in Retirement Savings and I am taking aggressive action; plus saving to pay cash for new/used car, and the emergency fund too. Using cash and using two credit cards by paying balances in full each month with no finance charge and the debit card seem to be working with the budget-a must! Still give to Church & Charity. Thank you Gail. Keep up the Great Work!! I highly recommend this book. |
THIS WOMAN HAS CHANGED MY LIFE!!
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| Review Date: May 12, 2010 |
| Reviewer: Baby Nurse K, Atlanta, GA |
| I love Gail because she is no-nonsense but she is more than just a motivational speaker. She shows you how to get yourself in a position of financial freedom. I'm not much of an investment type so many of the financial gurus don't work for me. Gail speaks mainly to people in way over their heads and us "common folks" and tells us that it's not totally hopeless. We've paid off $10,000 of credit card debt in 2.5 years...thank you Gail! |
Read this book even if you are already debt free!
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| Review Date: May 16, 2010 |
| Reviewer: AcerAcer, Chicago, IL USA |
I was so happy to see that Gail has written another book! Her head is on totally straight, her sense of humor is marvelous, and what could be more timely than this topic??
The best part about it is that there are chapters that can help you save more money toward retirement even if you're already debt free and think you are doing just fine. It's aimed at people in debt, though, and has marvelous ideas for how to get rid of those credit cards and dig yourself out of debt. She says it's not easy and of course that's true, but it's easier with Gail as your teacher. Some of her ideas are so simple that you can't help but wonder why you didn't think of them yourself. But you didn't. But she did!
I also recommend her TV show, Til Debt Do Us Part.
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Move over, Suze Orman.
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| Review Date: July 6, 2010 |
| Reviewer: Barbara J Gummo, |
| After watching Gail's TV show "Till Debt Do Us Part" I wanted to get some of her books. I also watch Suze Orman's TV show and have several of her books so I have a good standard of comparison. In my opinion they are both "gold". Gail's approach is a little more personable and, perhaps, a little easier to understand for the inexperienced layperson. I am a 68 year old woman whose husband of 45 years has decided he wants a divorce with limited and minimal spousal support so I am definitely an inexperienced layperson. Gail's book has "girded my loins with strength". Thanks, Amazon.com; this was money well spent! |
It's like she's in the room
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| Review Date: July 11, 2010 |
| Reviewer: Hope, |
| I'm a little surprised at how much the book sounds just like her. I watch her on TV, but often the stuff I've read by other people just sounds so complicated. Not this book. It sounds like the woman is talking directly to me. I've been in debt a lot longer than I imagined I would be. First it was just a little. Then my husband lost his job and it got to be more. But this is the year it'll be different. I'm not saying that what she's suggesting is easy. It was really hard getting all the paperwork together and figuring out what I've been spending. And it was a bit of a process working out the debt payoff plan. But now I have a number and a date. I will be debt-free in 27 months. It seems like a long time, but not too long. No debt fatigue for me. I can finally see the light at the end of the tunnel and as she says it's not a train. LOL. If you want to get rid of debt, this book will show you how. |
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